You have access to affordable solutions to keep your smile healthy for a lifetime because you have Aetna dental insurance. This allows you to enjoy reduced rates for the services your teeth and gums rely on to thrive. As a result, you’ll save money down the road by preventing the need for a costly treatment. At Breckinridge Dental & Orthodontics, we’ll help you maximize the value of your insurance policy to invest in a healthy smile.
Your dental coverage differs from your medical insurance because it places a higher emphasis on prevention to lower your long-term oral health expenses. Routine services prevent common dental issues from occurring in the first place, like tooth decay and gum disease. This saves you money long-term by reducing the need for treatment. In fact, you can save as much as $50 on restorative care for every $1 spent on prevention. Although every policy is unique, Aetna often covers preventive services, as well as a portion of the cost of services you might need to restore a healthy smile.
Depending on your specific plan, your coverage can include:
100% preventive care.
80% restorative care.
50% restorative care.
Every month, you pay a premium for your policy, which covers 1-2 preventive appointments. If a problem arises, you have access to a yearly allowance after paying your annual deductible. To make the most of your coverage, Aetna recommends you visit an in-network dentist because they have pre-negotiated rates to limit the amount you need to pay. You still have the freedom to choose any dentist that accepts your coverage, but you’ll need to pay the difference between the dentist’s fees and your insurance’s allowable amount. Our office works with both in-network and out-of-network patients to maximize your insurance benefits.
At the end of the year, your coverage expires. You won’t be reimbursed for any unused funds, and they won’t carry over into the new year. We’ll help you make the most of your policy, so you aren’t throwing money down the drain.
We know dental insurance can be confusing. We don’t want to see you waste your benefits because you’re not sure how to use them. Our office manager, Chelsea, is here to help. Working along her side is our insurance coordinators. They will work on your behalf with Aetna to file the right claims and paperwork, so you don’t need to worry about making any mistakes. They will take the time to explain how your benefits are being used for your treatments and if you owe a remaining balance.
We accept several forms of payment to cover any out-of-pocket costs, including third-party financing with CareCredit. We’ll help you find the solutions you need to achieve and maintain a healthy smile without costing you an arm and a leg.
If you have questions about your coverage or you’d like to schedule an appointment, contact our office today. We look forward to helping you invest in a healthy smile with Aetna.